What Is a Charitable Gift Annuity?

A charitable gift annuity is a giving option that allows you to make an irrevocable gift to a nonprofit you believe in while also securing dependable income for the future. When you establish a CGA, part of your contribution supports the long-term mission of the organization, and part is returned to you through fixed, guaranteed payments for the rest of your life. These payments never fluctuate, providing a stable source of income you can rely on throughout retirement.

You may choose to receive the income yourself or name another person as the beneficiary, making a CGA a meaningful way to provide for loved ones while advancing work that reflects your values. Because the gift is permanent and immediately supports the charity’s mission, a CGA offers both personal financial benefits and lasting community impact.